TLTA CESP Practice Questions - TLTA Certified Escrow Settlement Professional Exam - TLTA CESP Practice Questions - TLTA Certified Escrow Settlement Professional Exam

Question 1

Title insurance in Texas is regulated primarily by:

The Texas Real Estate Commission (TREC) The Texas Department of Insurance (TDI) under the Texas Title Insurance Act The U.S. Treasury Each county clerk

Correct Answer:

The Texas Department of Insurance (TDI) under the Texas Title Insurance Act

Question 2

Texas uses 'promulgated forms' for title insurance — this means:

Forms are negotiable TDI specifies the exact form language for policies, endorsements, and certain closing documents (e.g., T-1 owner's policy, T-2 loan policy) Each underwriter has its own forms Forms vary by county

Correct Answer:

TDI specifies the exact form language for policies, endorsements, and certain closing documents (e.g., T-1 owner's policy, T-2 loan policy)

Question 3

Texas 'good funds' under Texas Insurance Code Section 2651.202 generally require disbursement only from:

Personal checks Wired funds, cashier's checks, certified funds, or other specifically permitted items Bank drafts only Crypto

Correct Answer:

Wired funds, cashier's checks, certified funds, or other specifically permitted items

Question 4

Texas is a community property state. Real property acquired during marriage with community funds is generally:

Husband's separate property Owned by the marital community with both spouses required to sign for conveyance Wife's separate property Held by whoever's name is on the deed alone

Correct Answer:

Owned by the marital community with both spouses required to sign for conveyance

Question 5

Texas homestead protection requires that a homestead may be encumbered by:

Any lien Only specific liens enumerated in Article XVI, Section 50 of the Texas Constitution (purchase money, taxes, owelty, home equity, home improvement, refinance, etc.) Only mortgages No liens at all

Correct Answer:

Only specific liens enumerated in Article XVI, Section 50 of the Texas Constitution (purchase money, taxes, owelty, home equity, home improvement, refinance, etc.)

Question 1

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About this Exam

Prepare with the TLTA CESP Practice Questions - TLTA Certified Escrow Settlement Professional Exam practice quiz. This question bank includes 100 questions covering texas, title, property, closing, and code. Use it to review important concepts, identify knowledge gaps, and build confidence for the related exam, course, or assessment.

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TLTA CESP Practice Questions - TLTA Certified Escrow Settlement Professional Exam

This practice set contains 100 questions from the matching question bank and focuses on texas, title, property, closing, and code. Work through each question carefully, review the provided solutions, and revisit topics that need more study before your next attempt.

This is an independent study resource intended for practice and review; it is not an official examination or an endorsement by any organization named in the title.

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TLTA CESP Practice Questions - TLTA Certified Escrow Settlement Professional Exam

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