SCI PGI Practice Questions - SCI Personal General Insurance (PGI) Examination Exam - SCI PGI Practice Questions - SCI Personal General Insurance (PGI) Examination Exam

Question 1

Under Singapore law, which type of motor insurance cover must a private car owner have at minimum before the vehicle can be lawfully used on a public road?

Comprehensive cover Third-party fire and theft cover Third-party bodily injury liability cover No insurance is legally required for private cars

Correct Answer:

Third-party bodily injury liability cover

Question 2

A motorist holds a Private Car Comprehensive policy. Which of the following losses would NOT be covered under the own-damage section?

Accidental collision damage to the insured car Damage to the insured car caused by fire Wear and tear and mechanical breakdown of the car Theft of the insured car

Correct Answer:

Wear and tear and mechanical breakdown of the car

Question 3

What is the primary purpose of a No-Claim Discount (NCD) on a private motor policy?

To reward policyholders who do not make claims with a premium reduction at renewal To increase the sum insured each year To remove the policy excess after one year To extend cover automatically to a second vehicle

Correct Answer:

To reward policyholders who do not make claims with a premium reduction at renewal

Question 4

A private car comprehensive policy carries a compulsory excess of S$500 and a voluntary excess of S$1,000 chosen by the insured. The accidental own-damage repair claim is assessed at S$3,200. How much will the insurer pay, assuming no other deductions?

S$3,200 S$2,700 S$1,700 S$1,200

Correct Answer:

S$1,700

Question 5

Which document must be issued by the insurer and held by the motorist as legal proof of compulsory motor insurance in Singapore?

The policy schedule The certificate of insurance The cover note renewal notice The proposal form

Correct Answer:

The certificate of insurance

Question 1

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About this Exam

Prepare with the SCI PGI Practice Questions - SCI Personal General Insurance (PGI) Examination Exam practice quiz. This question bank includes 100 questions covering policy, insurance, cover, insured, and personal. Use it to review important concepts, identify knowledge gaps, and build confidence for the related exam, course, or assessment.

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SCI PGI Practice Questions - SCI Personal General Insurance (PGI) Examination Exam

This practice set contains 100 questions from the matching question bank and focuses on policy, insurance, cover, insured, and personal. Work through each question carefully, review the provided solutions, and revisit topics that need more study before your next attempt.

This is an independent study resource intended for practice and review; it is not an official examination or an endorsement by any organization named in the title.

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SCI PGI Practice Questions - SCI Personal General Insurance (PGI) Examination Exam

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