Question 1
Which type of retirement plan allows employees to direct a portion of their pre-tax salary into an individual account, with the employee bearing the investment risk?
Correct Answer:
401(k) defined contribution plan
Question 2
Under SECURE 2.0, new 401(k) and 403(b) plans established after December 29, 2022, must implement automatic enrollment. What is the minimum initial default deferral rate?
Correct Answer:
3%
Question 3
Which retirement plan is specifically available to employees of public educational institutions and Section 501(c)(3) tax-exempt organizations?
Correct Answer:
403(b) plan
Question 4
For 2026, what is the IRC Section 402(g) elective deferral limit for employees under age 50 contributing to a 401(k) plan?
Correct Answer:
$$23,500
Question 5
Which type of employer contribution to a 401(k) plan is discretionary and typically depends on company profitability?
Correct Answer:
Profit-sharing contribution
Question 1
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About this Exam

Prepare with the RPA Practice Questions - Retirement Plans Associate Exam practice quiz. This question bank includes 100 questions covering plan, retirement, plans, benefit, and investment. Use it to review important concepts, identify knowledge gaps, and build confidence for the related exam, course, or assessment.

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RPA Practice Questions - Retirement Plans Associate Exam

This practice set contains 100 questions from the matching question bank and focuses on plan, retirement, plans, benefit, and investment. Work through each question carefully, review the provided solutions, and revisit topics that need more study before your next attempt.

This is an independent study resource intended for practice and review; it is not an official examination or an endorsement by any organization named in the title.

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