HI Health Insurance Certification Exam (CMFAS)

Question 1

What is a 'pre-authorisation' requirement in Singapore health insurance?

No pre-authorisation is ever needed Some IP insurers require advance approval before certain treatments or procedures to confirm coverage, especially for elective procedures Pre-authorisation is only for emergency cases Only public hospitals require pre-authorisation

Correct Answer:

Some IP insurers require advance approval before certain treatments or procedures to confirm coverage, especially for elective procedures

Question 2

What is a 'waiting period' in Singapore health insurance?

The time to process a claim A period after policy commencement during which certain conditions or treatments are not covered, typically 30-120 days depending on the condition The time to receive a premium refund The appointment wait time at hospitals

Correct Answer:

A period after policy commencement during which certain conditions or treatments are not covered, typically 30-120 days depending on the condition

Question 3

How does the Medisave claim process work at Singapore hospitals?

Patients must bring cash only Patients present their NRIC; the hospital submits the Medisave claim directly to CPF Board for automatic deduction from the patient's Medisave account Only paper forms are accepted Claims take 6 months to process

Correct Answer:

Patients present their NRIC; the hospital submits the Medisave claim directly to CPF Board for automatic deduction from the patient's Medisave account

Question 4

What should a policyholder do if their health insurance claim is rejected in Singapore?

Accept the rejection and pay the full bill Review the rejection reason, gather supporting documents, file an appeal with the insurer, and if unresolved, escalate to FIDReC or the insurer's internal dispute resolution Sue the hospital immediately Cancel the insurance policy

Correct Answer:

Review the rejection reason, gather supporting documents, file an appeal with the insurer, and if unresolved, escalate to FIDReC or the insurer's internal dispute resolution

Question 5

What is 'Medisave utilisation limits' and how do they work?

There are no limits on Medisave use Daily and overall withdrawal limits set by MOH that cap how much can be withdrawn from Medisave for hospitalisation, day surgery, and outpatient treatments Limits only apply to foreign hospitals Only one withdrawal per year is allowed

Correct Answer:

Daily and overall withdrawal limits set by MOH that cap how much can be withdrawn from Medisave for hospitalisation, day surgery, and outpatient treatments

Exam overview

About this Exam

Prepare with the HI Health Insurance Certification Exam (CMFAS) practice quiz. This question bank includes 30 questions covering singapore, insurance, medisave, health, and critical. Use it to review important concepts, identify knowledge gaps, and build confidence for the related exam, course, or assessment.

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HI Health Insurance Certification Exam (CMFAS)

This practice set contains 30 questions from the matching question bank and focuses on singapore, insurance, medisave, health, and critical. Work through each question carefully, review the provided solutions, and revisit topics that need more study before your next attempt.

This is an independent study resource intended for practice and review; it is not an official examination or an endorsement by any organization named in the title.

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About this Exam

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HI Health Insurance Certification Exam (CMFAS)

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