CII M96 Practice Questions - Liability Insurances (M96) Exam - CII M96 Practice Questions

Question 1

Under the Employers' Liability (Compulsory Insurance) Act 1969, what is the mandatory statutory minimum limit of indemnity required for an employer in the United Kingdom for any one occurrence?

£2,000,000 £5,000,000 £10,000,000 £25,000,000

Correct Answer:

£5,000,000

Question 2

What is the primary statutory purpose of the Employers' Liability (Compulsory Insurance) Act 1969?

To ensure employers are protected against financial insolvency following property damage To guarantee that employees who sustain bodily injury or disease at work receive compensation if their employer is liable To eliminate the requirement for employees to prove negligence when claiming compensation To regulate health and safety standards and conduct workplace inspections

Correct Answer:

To guarantee that employees who sustain bodily injury or disease at work receive compensation if their employer is liable

Question 3

Which of the following employers is exempt from the statutory requirement to maintain Employers' Liability insurance under the 1969 Act?

A limited company employing only family members who are registered directors A sole trader employing unrelated staff on zero-hours contracts A family-owned business structured as an unincorporated sole trader where all employees are closely related to the employer A private healthcare provider employing part-time nursing personnel

Correct Answer:

A family-owned business structured as an unincorporated sole trader where all employees are closely related to the employer

Question 4

Under the Employers' Liability (Compulsory Insurance) Regulations, what requirement applies to displaying an employer's Certificate of Insurance?

It must be published in a national newspaper annually It must be displayed physically at each place of business or made accessible electronically to all employees It must be lodged with Companies House within 14 days of inception It must be physically handed to every employee upon commencing employment

Correct Answer:

It must be displayed physically at each place of business or made accessible electronically to all employees

Question 5

What is the primary role of the Employers' Liability Tracing Office (ELTO) in the UK insurance market?

To inspect commercial premises for health and safety compliance To maintain an electronic database enabling claimants to trace historical Employers' Liability policies for industrial disease claims To collect insurance premium tax on behalf of HM Revenue & Customs To arbitrate disputes regarding wage roll premium calculations between brokers and underwriters

Correct Answer:

To maintain an electronic database enabling claimants to trace historical Employers' Liability policies for industrial disease claims

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About this Exam

Prepare with the CII M96 Practice Questions - Liability Insurances (M96) Exam practice quiz. This question bank includes 100 questions covering liability, policy, standard, employers, and public. Use it to review important concepts, identify knowledge gaps, and build confidence for the related exam, course, or assessment.

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CII M96 Practice Questions - Liability Insurances (M96) Exam

This practice set contains 100 questions from the matching question bank and focuses on liability, policy, standard, employers, and public. Work through each question carefully, review the provided solutions, and revisit topics that need more study before your next attempt.

This is an independent study resource intended for practice and review; it is not an official examination or an endorsement by any organization named in the title.

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CII M96 Practice Questions - Liability Insurances (M96) Exam

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