Certified Condominium Specialist (CCS)

Question 1

Which type of condominium insurance policy covers all-in, including unit fixtures and improvements, under one master policy?

Bare walls-in policy Single entity policy All-in policy Special form policy

Correct Answer:

All-in policy

Question 2

What does a 'bare walls-in' condominium master policy typically cover?

Only the common areas and building exterior, not unit interiors All fixtures and appliances inside each unit Personal property of unit owners Loss of use for all residents

Correct Answer:

Only the common areas and building exterior, not unit interiors

Question 3

Which coverage protects a condominium association against lawsuits alleging wrongful acts by board members or officers?

General liability insurance Directors and Officers (D&O) liability insurance Workers' compensation insurance Umbrella liability policy

Correct Answer:

Directors and Officers (D&O) liability insurance

Question 4

A condominium association's fidelity bond (crime insurance) primarily protects against:

Fire damage to common areas Fraudulent acts or theft by association employees or board members Slip-and-fall accidents on common property Structural defects in the building

Correct Answer:

Fraudulent acts or theft by association employees or board members

Question 5

What is the purpose of loss assessment coverage in a unit owner's HO-6 policy?

To pay for the owner's personal property losses To cover special assessments levied on the owner after a loss the master policy doesn't fully cover To insure structural improvements made by the owner To provide liability coverage for guests in the unit

Correct Answer:

To cover special assessments levied on the owner after a loss the master policy doesn't fully cover

Question 1

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About this Exam

Prepare with the Certified Condominium Specialist (CCS) practice quiz. This question bank includes 30 questions covering condominium, association, board, reserve, and policy. Use it to review important concepts, identify knowledge gaps, and build confidence for the related exam, course, or assessment.

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Certified Condominium Specialist (CCS)

This practice set contains 30 questions from the matching question bank and focuses on condominium, association, board, reserve, and policy. Work through each question carefully, review the provided solutions, and revisit topics that need more study before your next attempt.

This is an independent study resource intended for practice and review; it is not an official examination or an endorsement by any organization named in the title.

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About this Exam

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Certified Condominium Specialist (CCS)

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