Question 1
For workers born in 1960 or later, what is the Social Security Full Retirement Age (FRA)?
Correct Answer:
67
Question 2
A worker born in 1962 claims Social Security at age 62. By approximately what percentage will her primary insurance amount (PIA) be permanently reduced?
Correct Answer:
30%
Question 3
How much does a delayed retirement credit add to a Social Security benefit per year for a worker with FRA 67 who delays claiming past FRA?
Correct Answer:
8% per year
Question 4
A client claims Social Security at FRA. Up to what age can she earn delayed retirement credits if she later suspends benefits?
Correct Answer:
Age 70
Question 5
In 2026, a 64-year-old beneficiary collecting Social Security earns $40,000 in wages. Her FRA is 67. Approximately how much of her benefit will be withheld under the earnings test?
Correct Answer:
$$1 for every $2 earned above the 2026 lower exempt amount of $24,360
Question 1
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Prepare with the ARA Practice Questions - ACAT Accredited Retirement Advisor (ARA) Exam practice quiz. This question bank includes 100 questions covering social, security, income, benefit, and year-old. Use it to review important concepts, identify knowledge gaps, and build confidence for the related exam, course, or assessment.

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ARA Practice Questions - ACAT Accredited Retirement Advisor (ARA) Exam

This practice set contains 100 questions from the matching question bank and focuses on social, security, income, benefit, and year-old. Work through each question carefully, review the provided solutions, and revisit topics that need more study before your next attempt.

This is an independent study resource intended for practice and review; it is not an official examination or an endorsement by any organization named in the title.

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