Question 1
Which of the following best defines a 'surplus lines insurer' in Florida?
Correct Answer:
An unauthorized insurer that has been made eligible by the Office of Insurance Regulation to write certain property and casualty insurance business not written by an admitted insurer.
Explanation:
A surplus lines insurer is an unauthorized insurer that has been made eligible by the Office of Insurance Regulation (OIR) to write certain property and casualty insurance business not written by an admitted/authorized insurer.
Question 2
What is the primary purpose of the Florida Surplus Lines Service Office (FSLSO)?
Correct Answer:
To act as a stamping office that reviews and processes surplus lines filings, collects premium taxes, and ensures compliance.
Explanation:
The FSLSO is the state's surplus lines stamping office. It reviews and processes surplus lines filings, collects surplus lines premium taxes, verifies insurer eligibility, and ensures compliance with Florida surplus lines law.
Question 3
As of July 1, 2025, what is the status of the 'diligent effort' requirement for Florida surplus lines agents to place insurance with non-admitted carriers?
Correct Answer:
It has been completely removed by new Florida law HB 1549.
Explanation:
New Florida law HB 1549, effective July 1, 2025, removes the 'diligent effort' requirement for surplus lines agents to place insurance with non-admitted carriers.
Question 4
What is the current Florida surplus lines premium tax rate that the surplus lines agent collects from the insured and remits to the state through the FSLSO?
Correct Answer:
4.94%
Explanation:
Surplus lines tax is 4.94% plus a 0.06% service fee paid by the insured to the surplus lines agent, who remits to the FSLSO. For policies with an effective date on or after July 1, 2020, the tax rate is 4.94%.
Question 5
Which of the following statements is TRUE regarding the Florida Insurance Guaranty Act (FIGA) and surplus lines policies?
Correct Answer:
Persons insured by surplus lines carriers are NOT protected under FIGA for the obligation of an insolvent unlicensed insurer.
Explanation:
Persons insured by surplus lines carriers are not protected under the Florida Insurance Guaranty Act with respect to any right of recovery for the obligation of an insolvent unlicensed insurer.
Question 1
Exam overview

About this Exam

The NCAA Coaches Test, formally known as the Coaches Certification Test (or similar depending on the division), is a mandatory hurdle for any coach aiming to work in college athletics at an NCAA member institution.


This rigorous exam ensures that coaches possess a deep understanding of the extensive and complex NCAA bylaws and regulations governing their sport.


It is designed primarily for prospective head and assistant coaches, but all coaching staff benefit significantly from this knowledge, and many athletic departments require it for all.


Ultimately, the test serves as a crucial compliance mechanism, designed to protect the integrity of collegiate sports and ensure fairness by guaranteeing that those leading the teams fully understand the rules of engagement.

More details

Additional Information

What the Course Entails and Exam Details

This isn’t a course in the traditional sense; rather, your "course" is a thorough, self-directed or athletic-department-guided study of the official, division-specific NCAA Manual.

The material covers the full spectrum of academic and athletic compliance.

You must become an expert on multiple key Bylaw areas, including:

Recruiting Regulations (Bylaw 13) This is often the largest portion, detailing permissible and prohibited contact with prospective student-athletes, official and unofficial visits, recruiting periods, and offering inducements.

Eligibility Requirements (Bylaw 14) You will study the core requirements a student-athlete must meet to practice and compete, including initial academic standards, progress-toward-degree requirements, and transfer regulations.

Amateurism and Ethical Conduct (Bylaw 12 and 10) Understand the definition of a professional athlete, agent rules, gambling policies, and the general principles of ethical conduct expected from all staff.

Financial Aid (Bylaw 15) Learn the complex rules surrounding athletic scholarships, other forms of permissible institutional financial aid, and the definition of a "full ride."

 

 

 

 

 

 What to Expect in the Final Exam

While the core compliance knowledge is universal, the final exam format and requirements differ significantly by division.

 

 

NCAA Division I and II Coaches Certification Test

For coaches in Division I and II, the exam is a standardized test delivered through a web-based testing program.

You can expect a 30-question, multiple-choice exam, covering a randomized selection of compliance questions.

The test is timed, and a failure to complete it within the limit can result in failure.

A common standard for a passing score is 80%, which generally requires answering at least 24 out of 30 questions correctly.

Crucially, you are generally not allowed to access the NCAA Manual during the exam; it is not open-book.

The test is administered online, but it is typical for a coach's institution, often an Athletic Director or a high-ranking compliance officer, to act as a proctor for the session.

Coaches who do not pass have a limited number of opportunities to retake the exam within a specified period before they are required to wait a longer duration or participate in mandatory rules education sessions.

 

 

NCAA Division III Rules Test

The structure for Division III is vastly different and focused more heavily on education than certification.

It is officially called the "Division III Rules Test."

This is presented as a rules-education tool designed to familiarize staff with the legislation.

As of recent changes, the test is no longer delivered via external portals; instead, it is located within the "NCAA Learning Portal" and accessible through your "NCAA MyApps" account.

Crucially, for the standard NCAA requirement, a passing score is not mandatory.

It is intended to be taken as an open-book test, with users encouraged to reference their Division III Manual to find the correct answers.

However, be aware that individual athletic directors have the discretion to set their own, school-specific requirements, including requiring a specific score for internal purposes.

 

 

 

 

 

How to Study and Exam Centers

There are no official "Exam Centers" like Pearson VUE or Prometric for the NCAA Coaches Test.

The test is 100% online.

For Division III, you self-enroll in the course or have it assigned to you through the NCAA Learning Portal.

For Division I and II, your university’s athletic department is your primary resource for all logistical matters, including access and proctoring.

Effective preparation requires extensive, detailed study of the current NCAA Bylaws.

You should use the following strategies:

Study the Official NCAA Bylaws Get comfortable using the division-specific NCAA Manual. While it can be overwhelming, this is the official document upon which all questions are based.

Utilize Institutional Resources Participate in rules-education workshops and seminars offered by your university’s athletics compliance department. They are experts and can clarify nuances.

Access the NCAA Learning Portal Engage with online education modules and resources directly provided by the NCAA, which offer targeted rules education.

Practice Multiple-Choice Questions with Feedback Use reputable practice exam providers. The most effective ones provide the specific hints and detailed explanations mentioned, helping you not just to find the answer, but to understand the "why" and "where" in the Bylaws.

This is a professional exam, and your ability to confidently identify and apply complex rules is key to long-term success.

 

 

 Job Opportunities from the Course

Successfully navigating the NCAA Coaches Test structure opens the door to numerous vital positions in the world of collegiate athletics.

Specific Job Titles Passage of this test is essentially a career enabler, allowing you to legally fulfill the duties of these roles at an NCAA member school:

  • NCAA Division I Head Coach (any sport)
  • NCAA Division II Head Coach (any sport)
  • NCAA Division III Head Coach (where passing isn’t mandatory, knowledge is critical for employment)
  • NCAA Division I and II Assistant Coach (any sport)
  • Recruiting Coordinator (Division I and II)
  • Director of Football Operations (DFO)
  • Director of Basketball Operations (DBO)
  • Assistant Director of Operations
  • Assistant Athletic Director for Compliance
  • Compliance Coordinator
  • NCAA Compliance Officer

 

Quiz information

Frequently Asked Questions

The complete question count is available after full access is unlocked.
No fixed duration is currently configured for this quiz.
Question explanations are included where they are available in the quiz content, helping you review the reasoning after answering.
Yes. You can retake the practice test again as you continue studying during your available access period.
After your access is confirmed, you can continue into the complete practice exam from this quiz flow.
Unless explicitly stated otherwise, this page provides independent practice material for study and exam preparation and is not the official examination itself.
Keep studying

Related Questions