IRDAI Surveyor Motor (S-06) Practice Questions - IRDAI Surveyor & Loss Assessor Exam - Motor (III S-06 IC-72) Exam - IRDAI Surveyor Motor (S-06) Practice Questions - IRDAI Surveyor & Loss Assessor Exam

Question 1

Under the Indian Motor Tariff, what is the standard geographical limit defined in a standard Motor Policy unless specifically extended?

India, Nepal, Bhutan, and Sri Lanka India only India, Pakistan, Bangladesh, and Myanmar South Asian Association for Regional Cooperation (SAARC) countries

Correct Answer:

India only

Question 2

Which IMT endorsement must be attached to a Motor Policy to extend geographical area coverage to Nepal?

IMT 1 IMT 3 IMT 5 IMT 12

Correct Answer:

IMT 1

Question 3

In a package motor policy, what does 'Section I: Own Damage' primarily cover?

Liability to third-party property damage and bodily injury Personal accident cover for the owner-driver Loss or damage to the insured vehicle due to accidental external means, fire, theft, or natural calamities Legal liability to paid drivers and cleaners employed in connection with the vehicle

Correct Answer:

Loss or damage to the insured vehicle due to accidental external means, fire, theft, or natural calamities

Question 4

Under a standard Private Car Package Policy, which of the following natural calamities is specifically excluded from Own Damage coverage?

Landslide and rockslide Frost and snow damage Earthquake (fire and shock damage) Flood, typhoon, hurricane, and storm

Correct Answer:

Frost and snow damage

Question 5

According to the Indian Motor Tariff, the No Claim Bonus (NCB) earned on a policy belongs to whom?

The vehicle itself, transferring automatically to the new buyer upon sale The financier of the vehicle if under hire-purchase or hypothecation The individual owner who insured the vehicle, and is transferable to a new vehicle owned by them The insurance company, which can cancel it at its discretion

Correct Answer:

The individual owner who insured the vehicle, and is transferable to a new vehicle owned by them

Question 1

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Prepare with the IRDAI Surveyor Motor (S-06) Practice Questions - IRDAI Surveyor & Loss Assessor Exam - Motor (III S-06 IC-72) Exam practice quiz. This question bank includes 100 questions covering motor, vehicle, damage, policy, and tariff. Use it to review important concepts, identify knowledge gaps, and build confidence for the related exam, course, or assessment.

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IRDAI Surveyor Motor (S-06) Practice Questions - IRDAI Surveyor & Loss Assessor Exam - Motor (III S-06 IC-72) Exam

This practice set contains 100 questions from the matching question bank and focuses on motor, vehicle, damage, policy, and tariff. Work through each question carefully, review the provided solutions, and revisit topics that need more study before your next attempt.

This is an independent study resource intended for practice and review; it is not an official examination or an endorsement by any organization named in the title.

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IRDAI Surveyor Motor (S-06) Practice Questions - IRDAI Surveyor & Loss Assessor Exam - Motor (III S-06 IC-72) Exam

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