IRDAI Surveyor Marine Hull (S-04) Practice Questions - IRDAI Surveyor & Loss Assessor Exam - Marine Hull (III S-04 IC-70) Exam - IRDAI Surveyor Marine Hull (S-04) Practice Questions - IRDAI Surveyor & Loss Assessor Exam

Question 1

Under Clause 6 (Perils) of the Institute Time Clauses Hulls (1.10.83), which of the following is considered a primary 'peril of the seas'?

Accidental collision, stranding, sinking, and heavy weather damage Normal wear and tear of the hull plating due to age and corrosive action Action of wind and waves during ordinary cargo loading operations at berth Insolvency or financial default of the vessel owners or operators

Correct Answer:

Accidental collision, stranding, sinking, and heavy weather damage

Question 2

Under the 3/4ths Collision Liability Clause in the Institute Time Clauses Hulls (1.10.83), what proportion of the collision damages is paid by the hull underwriters, and where must the remaining portion be covered?

75% is paid by the hull underwriters; the remaining 25% is typically covered by a Protection and Indemnity (P&I) Club. 75% is paid by the hull underwriters; the remaining 25% must be borne entirely by the shipowner as a non-insurable deductible. 100% is paid by the hull underwriters up to 75% of the vessel's insured value, and the rest is waived. 25% is paid by the hull underwriters; the remaining 75% is covered by a cargo liability policy.

Correct Answer:

75% is paid by the hull underwriters; the remaining 25% is typically covered by a Protection and Indemnity (P&I) Club.

Question 3

How does the Sister Ship Clause in the Institute Time Clauses Hulls (1.10.83) address collisions between two vessels owned by the same shipowner?

It treats the two vessels as if they were owned by different owners, with liability referred to a sole arbitrator. It excludes all liability claims since a person cannot legally sue themselves for damages. It requires the cargo underwriters of both vessels to pay for the hull repairs. It automatically pays 100% of the repairs for both vessels without applying any policy deductible.

Correct Answer:

It treats the two vessels as if they were owned by different owners, with liability referred to a sole arbitrator.

Question 4

Under the Navigation Clause of the Institute Time Clauses Hulls, what is the consequence if a vessel is towed, other than in the ordinary course of custom or when in need of assistance?

The cover is subject to immediate suspension unless prior written notice is given and any amended terms/premium are accepted. The policy is automatically rendered null and void from its original inception date. The underwriters will pay all claims but will double the deductible for the remainder of the policy period. The claim is paid in full, but the vessel's classification is immediately suspended by the underwriters.

Correct Answer:

The cover is subject to immediate suspension unless prior written notice is given and any amended terms/premium are accepted.

Question 5

Which of the following losses is covered under the standard Perils Clause of the Institute Time Clauses Hulls (1.10.83) without requiring the 'Inchmaree' additional perils provision?

Damage to the hull caused by a collision with another vessel during a storm Damage caused by a bursting boiler on board the vessel Damage to the ship's rudder due to a latent defect in the casting Damage caused by the negligence of the vessel's crew during bunkering

Correct Answer:

Damage to the hull caused by a collision with another vessel during a storm

Question 1

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Prepare with the IRDAI Surveyor Marine Hull (S-04) Practice Questions - IRDAI Surveyor & Loss Assessor Exam - Marine Hull (III S-04 IC-70) Exam practice quiz. This question bank includes 100 questions covering hulls, vessel, clause, clauses, and institute. Use it to review important concepts, identify knowledge gaps, and build confidence for the related exam, course, or assessment.

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IRDAI Surveyor Marine Hull (S-04) Practice Questions - IRDAI Surveyor & Loss Assessor Exam - Marine Hull (III S-04 IC-70) Exam

This practice set contains 100 questions from the matching question bank and focuses on hulls, vessel, clause, clauses, and institute. Work through each question carefully, review the provided solutions, and revisit topics that need more study before your next attempt.

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IRDAI Surveyor Marine Hull (S-04) Practice Questions - IRDAI Surveyor & Loss Assessor Exam - Marine Hull (III S-04 IC-70) Exam

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