CII M98 Practice Questions - CII M98 - Marine Hull and Associated Liabilities Exam - CII M98 Practice Questions - CII M98 - Marine Hull and Associated Liabilities Exam

Question 1

Under the Marine Insurance Act 1906, what does the term 'perils of the seas' specifically refer to?

Fortuitous accidents or casualties of the seas, excluding ordinary action of wind and waves Any event that occurs while a vessel is afloat, including ordinary wear and tear Willful misconduct of the shipowner or charterer Normal action of tides and currents during standard navigation

Correct Answer:

Fortuitous accidents or casualties of the seas, excluding ordinary action of wind and waves

Question 2

What is the main structural difference between a time policy and a voyage policy for marine hull insurance?

A time policy attaches for a specified period of time (e.g. 12 months), whereas a voyage policy covers a specific transit between named ports A time policy covers cargo only, whereas a voyage policy covers hull and machinery A time policy is illegal under UK marine insurance law A voyage policy cannot include an agreed value clause

Correct Answer:

A time policy attaches for a specified period of time (e.g. 12 months), whereas a voyage policy covers a specific transit between named ports

Question 3

Under section 33(3) of the Marine Insurance Act 1906 (prior to the Insurance Act 2015 reform), what was the strict traditional effect of a breach of warranty?

The insurer was automatically discharged from liability as from the date of breach The policy became void from inception (ab initio) automatically The insurer had to prove the breach caused the specific loss claimed The policy was converted into a voyage policy automatically

Correct Answer:

The insurer was automatically discharged from liability as from the date of breach

Question 4

Under the UK Insurance Act 2015, how is an insurer's liability affected if an express marine warranty is breached by the insured?

Liability is suspended during the period of breach and resumes once the breach has been completely remedied before loss The policy is permanently voided from inception regardless of subsequent remedy The insurer remains fully liable unless the breach was fraudulent The insurer must automatically pay 50% of any subsequent loss

Correct Answer:

Liability is suspended during the period of breach and resumes once the breach has been completely remedied before loss

Question 5

Under Clause 6.1 (Perils) of the Institute Time Clauses Hulls 1/10/83, which of the following is covered WITHOUT requiring the exercise of due diligence by the Assured?

Fire, explosion, and perils of the seas Bursting of boilers or breakage of shafts Negligence of master, officers, crew or pilots Barratry of master, officers or crew caused by managers' gross negligence

Correct Answer:

Fire, explosion, and perils of the seas

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About this Exam

Prepare with the CII M98 Practice Questions - CII M98 - Marine Hull and Associated Liabilities Exam practice quiz. This question bank includes 100 questions covering hulls, damage, clause, vessel, and marine. Use it to review important concepts, identify knowledge gaps, and build confidence for the related exam, course, or assessment.

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CII M98 Practice Questions - CII M98 - Marine Hull and Associated Liabilities Exam

This practice set contains 100 questions from the matching question bank and focuses on hulls, damage, clause, vessel, and marine. Work through each question carefully, review the provided solutions, and revisit topics that need more study before your next attempt.

This is an independent study resource intended for practice and review; it is not an official examination or an endorsement by any organization named in the title.

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CII M98 Practice Questions - CII M98 - Marine Hull and Associated Liabilities Exam

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