BNB Analista Bancário 1 Practice Questions - Banco do Nordeste - Analista Bancário 1 Exam - BNB Analista Bancário 1 Practice Questions - Banco do Nordeste

Question 1

Regarding the legal nature, corporate structure, and statutory mission of Banco do Nordeste do Brasil S.A. (BNB) established under Federal Law 1.649/1952, which statement is correct?

It is a publicly traded mixed-capital corporation (sociedade de economia mista aberta) with majority federal ownership, combining commercial banking with regional development execution. It is an autarchy subordinate directly to SUDENE without commercial operating authorization from the Banco Central do Brasil. It is a private non-profit development agency funded exclusively by international multilateral donations. It is a 100% federally owned public company strictly prohibited from offering commercial banking services to individuals.

Correct Answer:

It is a publicly traded mixed-capital corporation (sociedade de economia mista aberta) with majority federal ownership, combining commercial banking with regional development execution.

Question 2

What constitutes the legally defined geographic area of operation (área de atuação) of Banco do Nordeste do Brasil S.A.?

The nine states of the Northeast Region and the entire state of Minas Gerais. All nine states of the Northeast Region, plus the northern region of Minas Gerais (including the Jequitinhonha and Mucuri valleys) and the northern region of Espírito Santo. The entire Legal Amazon (Amazônia Legal) region alongside the nine northeastern states. Strictly the nine states comprising the Northeast political-geographic region of Brazil.

Correct Answer:

All nine states of the Northeast Region, plus the northern region of Minas Gerais (including the Jequitinhonha and Mucuri valleys) and the northern region of Espírito Santo.

Question 3

Under Article 159, item I, line 'c' of the 1988 Federal Constitution and Law 7.827/1989, how are federal tax revenues allocated to the Constitutional Financing Funds (FNE, FNO, FCO), and what share is designated specifically to the Northeast (FNE)?

10% of federal excise tax (IPI) revenue is divided equally among all five Brazilian geographic macro-regions. 1% of national gross domestic product (PIB) is deposited annually into BNB's institutional reserves. 3% of federal collections of IRPF/IRPJ and IPI are earmarked for the three regional funds, with 60% of this total (1.8% of the overall taxes) dedicated to the FNE. 5% of the total revenue from CSLL and COFINS is transferred directly to the FNE exclusively.

Correct Answer:

3% of federal collections of IRPF/IRPJ and IPI are earmarked for the three regional funds, with 60% of this total (1.8% of the overall taxes) dedicated to the FNE.

Question 4

What is the statutory role of Banco do Nordeste do Brasil S.A. in the operation and administration of the Fundo Constitucional de Financiamento do Nordeste (FNE) pursuant to Law 7.827/1989?

BNB serves exclusively as an external auditor, while the Ministry of Finance decides individual loan approvals. BNB acts only as a passive custody depository, while SUDENE performs all direct credit evaluations and contracts with individual borrowers. BNB shares operating authority equally with private commercial banks that auction FNE lines at the B3 stock exchange. BNB is the sole operating and financial agent (agente operador e financeiro), responsible for credit analysis, risk assumption within statutory rules, contracting, and resource disbursement.

Correct Answer:

BNB is the sole operating and financial agent (agente operador e financeiro), responsible for credit analysis, risk assumption within statutory rules, contracting, and resource disbursement.

Question 5

Which body is legally responsible for defining regional guidelines, approving annual application programs, and setting spatial priorities for FNE resources managed by BNB?

The Deliberative Council of SUDENE (Conselho Deliberativo da SUDENE — Condel). The Executive Board of the Brazilian Development Bank (BNDES). The Joint Parliamentary Budget Committee (Comissão Mista de Planos, Orçamentos Públicos e Fiscalização — CMO). The Board of Governors of the Banco Central do Brasil (BACEN).

Correct Answer:

The Deliberative Council of SUDENE (Conselho Deliberativo da SUDENE — Condel).

Question 1

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Prepare with the BNB Analista Bancário 1 Practice Questions - Banco do Nordeste - Analista Bancário 1 Exam practice quiz. This question bank includes 100 questions covering interest, credit, banco, rate, and nordeste. Use it to review important concepts, identify knowledge gaps, and build confidence for the related exam, course, or assessment.

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BNB Analista Bancário 1 Practice Questions - Banco do Nordeste - Analista Bancário 1 Exam

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BNB Analista Bancário 1 Practice Questions - Banco do Nordeste - Analista Bancário 1 Exam

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