NCLC Employee Development Practice Test

Under COBRA, coverage can be continued after a qualifying event, but the individual must pay what?

Only partial cost No cost Double the usual premium Full original coverage cost

Correct Answer:

Full original coverage cost

Explanation:

COBRA lets you keep your employer-sponsored health coverage after a qualifying event, but you must pay the full premium for that coverage. That means you cover both the portion you used to pay and the portion your employer used to cover, and often there’s a small administrative fee as well. There’s no employer subsidy under COBRA, so the cost isn’t partial or free, and it isn’t doubled. The amount due is the full original cost of the coverage.

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