BPI MS Insurance Practice Test

What is the accidental death and disablement limit for Diamond in Travel Secure Max?

1,000,000 2,500,000 3,000,000 5,000,000

Correct Answer:

2,500,000

Explanation:

The amount is the maximum payout the insurer will provide for accidental death or permanent disability under this travel plan. For Diamond in Travel Secure Max, that maximum is 2,500,000. This means no matter the accident, the AD&D benefit caps at 2.5 million and is paid to the insured or their beneficiary according to the policy terms. The other listed amounts are not the Diamond plan’s limit, so they don’t apply here. This distinction matters because knowing the exact AD&D limit helps you understand the level of financial protection available in the event of an accident while traveling.

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