CII IF3 Practice Questions - CII IF3 Insurance Underwriting Process Exam

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Which of the following would NOT normally need to be disclosed as a material circumstance, even under the old duty of disclosure principles retained for consumers' factual knowledge?

A previous insurance refusal A spent conviction under the Rehabilitation of Offenders Act 1974 A history of large fire claims A change in trade to a more hazardous activity

Correct Answer:

A spent conviction under the Rehabilitation of Offenders Act 1974

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