District Of Columbia Insurance Producer License Exam

Which of the following best describes 'unfair discrimination' in DC insurance?

Charging higher premiums to a higher-risk class of insureds Charging different premiums to insureds with identical risk profiles based on non-actuarial factors such as race or religion Declining to insure a building in a flood zone Requiring a medical exam before issuing life insurance

Correct Answer:

Charging different premiums to insureds with identical risk profiles based on non-actuarial factors such as race or religion

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