ACSR 9 – Workers Compensation And Employers Liability Insurance Practice Test

Which employee class may be excluded by law in some states?

Executives Managers Seasonal clerks Farm workers

Correct Answer:

Farm workers

Explanation:

State workers’ compensation laws sometimes carve out exemptions for certain worker groups, and agricultural labor is a common one. In several states, farm workers can be excluded from mandatory workers’ compensation coverage, especially for small farming operations or certain seasonal or family labor arrangements, because agriculture has historically been treated with its own, often less comprehensive, provisions. This makes farm workers the class most likely to be excluded by law in some states. Executives and managers are typically covered, as are seasonal clerks, so they don’t fit the common exemption pattern.

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