Stripe Fundamentals Practice Exam

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Which combination of account types is cited as suitable for expanding internationally without changing the integration?
Correct Answer:
Standard and Express
Explanation:
When scaling to new countries, the ability to onboard partners and handle local compliance without ripping up your integration comes from using Stripe Connect account types that are designed to handle those details for you. Standard accounts are fully hosted by Stripe, so the connected seller signs up on Stripe’s side and you don’t modify onboarding flows or regulatory checks in your code. Express accounts offer a hosted onboarding experience with a bit more customization and control, while Stripe still manages the heavy lifting of identity verification, tax forms, and payout rules. So using a mix of Standard and Express gives you flexibility to bring on new markets with minimal changes to your integration, because Stripe covers the cross-border compliance and payout infrastructure rather than requiring you to rebuild those parts. Custom would force you to implement and maintain onboarding and regulatory logic yourself, and relying on only one account type limits how easily you can adapt to different partners or geographies.

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