Certified Surgical Technologist (CST) Practice Exam

What is the main purpose of collecting a patient's signed assignment-of-benefits authorization when applicable?

To transfer ownership of the medical record to the payer To permit insurance benefits to be paid directly to the provider when allowed To waive all patient financial responsibility To authorize the practice to change the insurance contract

Correct Answer:

To permit insurance benefits to be paid directly to the provider when allowed

Explanation:

Assignment of benefits generally authorizes the payer to send covered benefit payments directly to the provider, subject to plan and legal requirements.

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