NH Public Adjuster Practice Questions - New Hampshire Public Adjuster Exam

What is 'uninsured/underinsured motorist' (UM/UIM) coverage as required in New Hampshire (RSA 264:15)?

Coverage that pays for damage to uninsured vehicles Coverage that protects the insured when injured by a driver who has no insurance or insufficient insurance Coverage that reimburses the state for uninsured motorists Coverage that provides minimum insurance to all drivers

Correct Answer:

Coverage that protects the insured when injured by a driver who has no insurance or insufficient insurance

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