NH Public Adjuster Practice Questions - New Hampshire Public Adjuster Exam

What is the significance of 'proximate cause' in determining insurance coverage?

It refers to the nearest fire station It is the direct or dominant cause of the loss that sets a chain of events in motion leading to the damage It refers to the proximity of the property to a hazard It is the time between the loss and the claim filing

Correct Answer:

It is the direct or dominant cause of the loss that sets a chain of events in motion leading to the damage

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