ACSR 9 – Workers Compensation And Employers Liability Insurance Practice Test

Which disability type describes permanent impairment with possible alternate employment?

Temporary total disability Permanent total disability Permanent partial disability Temporary partial disability

Correct Answer:

Permanent partial disability

Explanation:

Permanent partial disability describes a permanent impairment that reduces earning capacity but does not prevent all work, so the worker may take alternate or modified employment. This fits the idea of a lasting impairment while still allowing some job opportunities, possibly in a different role. Temporary total disability means no work during recovery with the expectation of returning to work, permanent total disability means no substantial gainful work is possible on a lasting basis, and temporary partial disability means the impairment is temporary even though duties are limited for a period. So the best match for permanent impairment with possible alternate employment is permanent partial disability.

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