OH Public Adjuster Practice Questions - Ohio Public Adjuster Exam

What is 'moral hazard' in property insurance?

The risk of property damage from natural disasters The risk that the insured may intentionally cause or exaggerate a loss because they have insurance The risk of policy cancellation due to missed premium payments The financial risk to the insurer from paying claims

Correct Answer:

The risk that the insured may intentionally cause or exaggerate a loss because they have insurance

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