Iowa Surplus Lines Practice Questions - Iowa Surplus Lines Broker Exam

What is a 'diligent search' in surplus lines insurance?

A documented effort to place coverage with admitted insurers before turning to the surplus lines market A background investigation of the surplus lines insurer A financial audit of the non-admitted insurer's assets A review of the insured's prior claims history

Correct Answer:

A documented effort to place coverage with admitted insurers before turning to the surplus lines market

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