New York General Adjuster (10-70) Practice Exam

The Jones Act, formally known as the Merchant Marine Act of 1920, provides protections for seamen who are injured in the course of their employment. It specifically covers individuals who are part of the crew of a vessel or who have a significant connection to a maritime activity. Tourists on a cruise ship do not qualify under the Jones Act because they are not engaged in activities related to the operation or navigation of the vessel. Instead, they are passengers enjoying leisure travel. The act is designed to protect those working on vessels, not passengers who are simply onboard for tourism. In contrast, workers on a fishing boat, crew members on cargo SAMPLEships, and employees on offshore rigs all have employment roles that directly relate to maritime operations. Therefore, they are eligible for protections and rights under the Jones Act. These roles involve being part of the vessel's crew or operating within the maritime industry, which is what the Act is meant to support.