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LIBF Practice Test & Exam Prep
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Following the Mortgage Market Review, which standard pricing measure must lenders use to assess whether a mortgage is affordable for the borrower?
An affordability assessment of income against committed and basic essential expenditure
A fixed income multiple of 3.5 times income
The loan-to-value ratio alone
The borrower's credit score alone
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An affordability assessment of income against committed and basic essential expenditure
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