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A child is covered under health insurance plans from both parents. The mother's birthday is May 20th and the father's birthday is August 5th. According to the "birthday rule," which parent's plan is considered primary for the child's claims?

The father's plan, because his birthday is later in the year. The mother's plan, because her birthday occurs earlier in the calendar year. The plan of the parent who has had coverage for a longer period. The plan of the parent whose name comes first alphabetically.

Correct Answer:

The mother's plan, because her birthday occurs earlier in the calendar year.

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