Claims Adjuster Practice Questions - Claims Adjuster License Exam

What are the three elements that must be present for a risk to be considered insurable?

Pure risk, large number of similar exposure units, and accidental loss Speculative risk, catastrophic potential, and measurable loss Moral hazard, financial hardship, and legal requirement Physical hazard, premium affordability, and government approval

Correct Answer:

Pure risk, large number of similar exposure units, and accidental loss

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