CII IF3 Practice Questions - CII IF3 Insurance Underwriting Process Exam

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Under the Insurance Act 2015, if a business insured commits a deliberate or reckless breach of the duty of fair presentation, the insurer may:

Only charge an additional premium Avoid the contract, refuse all claims and keep the premium Pay the claim in full but cancel future cover Reduce the claim proportionately

Correct Answer:

Avoid the contract, refuse all claims and keep the premium

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