CIIN Certificate CF3 Practice Questions - CIIN Certificate CF3 - Insurance Underwriting Process (Nigeria) Exam

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Under the duty of fair presentation, who owes the duty to disclose material circumstances to the insurer before contract formation?

Only the insurer, when setting premium rates The insured (or their agent acting on their behalf) before the contract is concluded The reinsurer, when accepting a facultative placement The loss adjuster, when investigating a claim

Correct Answer:

The insured (or their agent acting on their behalf) before the contract is concluded

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