District Of Columbia Insurance Producer License Exam

Under DC insurance regulations, long-term care (LTC) insurance policies must include which consumer protection feature?

A guaranteed renewable provision with locked-in premiums A nonforfeiture benefit option in case the insured stops paying premiums A 60-day free-look period Automatic inflation adjustments of 10% per year

Correct Answer:

A nonforfeiture benefit option in case the insured stops paying premiums

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