GBDS Practice Questions - Group Benefits Disability Specialist Exam

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Under a common group LTD 'own-occupation/any-occupation' split definition, when does the any-occupation standard typically take effect?

Immediately at the start of the elimination period Only after the claimant reaches age 65 After the first 24 months of benefit payments Never, because group LTD uses own-occupation for the entire benefit period

Correct Answer:

After the first 24 months of benefit payments

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