District Of Columbia Insurance Producer License Exam

Individual disability income insurance sold in DC is designed primarily to:

Pay medical bills when the insured is sick or injured Replace a portion of the insured's earned income if they become unable to work due to disability Cover long-term nursing home costs Provide a lump-sum death benefit if the insured dies from illness

Correct Answer:

Replace a portion of the insured's earned income if they become unable to work due to disability

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