A household insured breaches a policy condition, b...

College Composition CLEP Prep Practice Exam

Question Number 5

A household insured breaches a policy condition, but the breach is wholly unrelated to the circumstances of a later insured loss. Under the modern claims-handling approach reflected in ICOBS and the Insurance Act 2015, what is the insurer generally expected NOT to do solely because of that unrelated breach?

Ask for evidence of the loss Investigate whether the policy was in force Consider whether an exclusion applies Reject the otherwise valid claim solely because of the unrelated breach

✔ Correct Answer:

Reject the otherwise valid claim solely because of the unrelated breach

College Composition CLEP Prep Practice Exam

Question Number 5

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