FiCEP Certified Credit Union Financial Counselor (CCUFC) Exam

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The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA) requires debtors to complete what before filing for bankruptcy?

A financial literacy course approved by the IRS A credit counseling course from an approved agency within 180 days before filing A two-year waiting period after becoming delinquent on debts A court-ordered mediation session with all creditors

Correct Answer:

A credit counseling course from an approved agency within 180 days before filing

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