CII IF1 Practice Questions - CII IF1 Insurance, Legal And Regulatory Exam

A proposer habitually leaves insured premises unlocked despite security advice. This behaviour is an example of:

Moral hazard arising from the proposer's careless conduct A hazard arising solely from measurable building characteristics The peril of theft itself rather than a factor affecting that peril A speculative risk because both profit and loss are possible

Correct Answer:

Moral hazard arising from the proposer's careless conduct

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