ID Public Adjuster Practice Questions - Idaho Public Adjuster Exam

An Idaho homeowner's roof collapses due to excessive snow load. Is this covered under a standard HO-3 policy?

No, snow damage is always excluded Yes, weight of ice, snow, or sleet is typically a covered peril under a standard homeowner's policy Only if the policyholder purchased a snow rider Only for commercial properties

Correct Answer:

Yes, weight of ice, snow, or sleet is typically a covered peril under a standard homeowner's policy

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