ID Public Adjuster Practice Questions - Idaho Public Adjuster Exam

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An Idaho homeowner discovers mold during repairs from a covered water damage claim. Should the mold be included in the claim?

No, mold is never covered It depends on the policy; mold resulting from a covered peril may be covered, though many policies have mold limits or exclusions Yes, mold is always fully covered Only if the mold covers more than 50% of the wall

Correct Answer:

It depends on the policy; mold resulting from a covered peril may be covered, though many policies have mold limits or exclusions

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