Certified Automotive Insurance Adjuster (CAIA)

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An appraiser is assessing a vehicle with significant front-end damage. The longitudinal frame rails are visibly bent. Which of the following is the MOST critical initial determination to make?

The cost to repaint the hood and fenders. Whether the vehicle is a total loss based on the extent of structural damage. If the airbag control module needs to be reset. The availability of aftermarket replacement parts.

Correct Answer:

Whether the vehicle is a total loss based on the extent of structural damage.

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