SC Claims Adjuster Practice Questions - South Carolina Claims Adjuster Exam

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An adjuster in South Carolina discovers that a claimant's reported inventory of stolen items includes several items that appear on the pre-loss photographs but with significantly higher stated values. What should the adjuster do?

Pay the stated values without question Document the discrepancies, compare pre-loss documentation with claimed values, and refer the matter for further investigation as potential fraud Ignore the discrepancies if the total is within the policy limit Confront the insured and accuse them of fraud

Correct Answer:

Document the discrepancies, compare pre-loss documentation with claimed values, and refer the matter for further investigation as potential fraud

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