WA Bar Practice Questions - Washington Bar Examination (NextGen UBE) Exam

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A Washington spouse buys a life insurance policy during the marriage and pays all premiums with community funds. The policy names the spouse's adult child from a prior relationship as beneficiary. On the insured spouse's death, the surviving spouse objects. How are the community-funded premiums most likely treated?

The surviving spouse has no claim because the insured chose the beneficiary The proceeds are always entirely the surviving spouse's separate property The surviving spouse may have a community-property claim to one-half of the policy proceeds attributable to community premiums The proceeds escheat to the state

Correct Answer:

The surviving spouse may have a community-property claim to one-half of the policy proceeds attributable to community premiums

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