WA Public Adjuster Practice Questions - Washington Public Adjuster Exam

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A Washington public adjuster is approached by a policyholder immediately after a major earthquake. The policyholder's standard homeowners policy does not include earthquake coverage. What should the adjuster advise?

Explain that standard homeowners policies exclude earthquake damage and recommend they contact their agent about separate earthquake coverage for the future File a claim under the homeowners policy anyway Tell the policyholder to claim the damage was caused by fire instead Advise the policyholder to exaggerate wind damage to cover earthquake losses

Correct Answer:

Explain that standard homeowners policies exclude earthquake damage and recommend they contact their agent about separate earthquake coverage for the future

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