Agribusiness And Farm Insurance Specialist (AFIS)

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A visitor slips and falls in a dairy barn and sues the farm owner for $200,000. Under the farm liability section, what obligation does the insurer typically have?

Pay only medical expenses up to $5,000 Defend the insured and pay up to the policy limit if found liable Deny the claim because barns are work areas Refer the claim to workers' compensation only

Correct Answer:

Defend the insured and pay up to the policy limit if found liable

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