NH Public Adjuster Practice Questions - New Hampshire Public Adjuster Exam

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A public adjuster discovers mold damage in a client's home after a water loss. Is mold typically covered under a standard homeowner's policy?

Yes, mold is always fully covered No, mold resulting from a covered water loss may be covered but is often subject to sub-limits or exclusions Mold is never covered under any circumstances Only if the mold appeared within 24 hours

Correct Answer:

No, mold resulting from a covered water loss may be covered but is often subject to sub-limits or exclusions

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