PA Bar Practice Questions - Pennsylvania Bar Examination Exam

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A mortgagor defaults on a loan secured by real property. The lender wishes to recover the property. In a lien-theory jurisdiction, what must the lender generally do to take title?

Take immediate possession without any court process File a quiet-title action only after ten years Wait for the mortgagor to voluntarily vacate Foreclose on the mortgage, typically through a judicial or statutory foreclosure process

Correct Answer:

Foreclose on the mortgage, typically through a judicial or statutory foreclosure process

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