NMLS SAFE Mortgage Loan Originator Test

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A mortgage loan originator asks a loan applicant about her plans to have more children in the future. This question is a violation of which federal law?

Real Estate Settlement Procedures Act (RESPA) Truth in Lending Act (TILA) Equal Credit Opportunity Act (ECOA) Home Mortgage Disclosure Act (HMDA)

Correct Answer:

Equal Credit Opportunity Act (ECOA)

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