CPRM Practice Questions - CPRM Certified Personal Risk Manager Exam

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A high-net-worth client owns a $12M primary home, two vacation homes, a yacht, and a small art collection. What is the most appropriate first step under CPRM personal risk identification?

Quote a standard ISO HO-3 with the closest carrier Conduct a comprehensive personal risk exposure analysis identifying all assets, liabilities, and lifestyle risks Bind a personal umbrella with $1M in limits Recommend self-insurance for the art collection

Correct Answer:

Conduct a comprehensive personal risk exposure analysis identifying all assets, liabilities, and lifestyle risks

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