BCP - Basic Concepts & Principles In General Insurance

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An insurer in Singapore discovers a cyber-attack has resulted in the unauthorised access of the NRIC numbers and policy details of 1,200 clients. According to the PDPA's mandatory data breach notification requirements, what is the insurer's primary obligation?

Offer complimentary credit monitoring to all affected individuals before notifying any authorities. Immediately publish a notice of the breach on their corporate website without delay. Notify only the Monetary Authority of Singapore (MAS) within 72 hours. Notify the affected individuals and the Personal Data Protection Commission (PDPC).

Correct Answer:

Notify the affected individuals and the Personal Data Protection Commission (PDPC).

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