CeMAP Module 3 (ASEW) Practice Questions - LIBF CeMAP Module 3 - Assessment Of Mortgage Advice Knowledge (ASEW) Exam

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A client has a £180,000 repayment mortgage and is concerned that their family could not maintain payments if they died during the 25-year term. Which protection product most directly addresses this need?

Decreasing term assurance (mortgage protection) Level term assurance Whole-of-life with a maximum sum assured A standalone critical illness policy with no life cover

Correct Answer:

Decreasing term assurance (mortgage protection)

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