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CeMAP Exam
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A client has a £200,000 capital and interest repayment mortgage over a 25-year term. They want life insurance to ensure the mortgage is paid off upon their death. Which type of policy would be the most suitable and cost-effective recommendation to meet this specific need?
A Whole of Life policy
A Level Term Assurance policy
A Decreasing Term Assurance policy
An Endowment policy
Reveal Answer
Correct Answer:
A Decreasing Term Assurance policy
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